VI. Medical Payments Coverage:
This is a form of no-fault coverage which applies to anyone injured due to the operation of your vehicle. This is usually expressed as a single limit and can be in any amount from $1,000.00 to as high as the company will offer. Even though this coverage is sometimes duplicitous of P.I.P coverage (discussed above), it is good coverage to have, and is relatively inexpensive. It pays only medical (health related) bills only, and usually has some time limitation. As discussed above, it will also pay the 20% of your medical expenses that are not paid under your P.I.P. coverage.
