IV. Property Damage Liability Coverage:
This is the same type of coverage as the bodily injury liability coverage, except instead of covering persons whom you, or someone driving your vehicle with your permission, might injure physically, this coverage insures against damage that may be caused to their property by the negligent operation of your vehicle. At least $10,000.00 of property damage liability coverage is required by law (Florida Statute §324.022). There will be a specific amount for this coverage stated on your policy coverage information page. This will either be expressed as simply a separate amount for this coverage or it may be shown as a separate additional number added to your liability split coverage amounts (a $25,000.00/$50,000.00/525,000.00 policy would be one in which the bodily injury liability coverage is $25,000.00 per person, $50,000.00 per incident for bodily injury, arid $25,000.00 coverage for property damages to the other vehicle/vehicles or someone’s other property), or it may be a combined part of your bodily injury liability coverage.
